Smart money moves
AI-powered finance, synced with your partner.
Yourfinancesarecomplicated.Karratmakesthemsimple.
All your accounts, always up to date.
Connect your banks, credit cards, and investments through Plaid. Balances and transactions sync automatically so you never have to enter a number manually.
See the full picture, together.
Invite your partner to a shared group and get a combined view of your finances. Both of you see the same dashboard — no more spreadsheet handoffs.
One number for your financial health.
Karrat Score is our proprietary metric — not a credit score. It looks at your net worth, savings rate, debt ratio, and overall trajectory to give you a single, clear measure of where you stand financially.
Ask anything about your money.
Chat with an AI that knows your balances, income, and spending. Ask "Can I afford this?" or "When can I retire?" and get real answers based on your actual data.
Karrat, or the stick?
Grab the Karrat.
Available on the App Store. Start your free trial today.